As the chill of winter starts creeping into the air, it's natural to feel a little concerned about keeping your home warm and safe. But fear not—taking a few simple, proactive steps now can help prevent stress and costly insurance claims down the road.
Seal Gaps around Windows and Doors
One of the most straightforward ways to retain heat and reduce energy bills is to seal any gaps around windows and doors. This can be done easily with weatherstripping or caulking, ensuring that your home remains draft-free and cozy throughout the winter months.
Boost Indoor Air Quality
To keep your indoor air fresh and healthy, consider using HEPA filters or MERV 13+ filters in your HVAC systems or portable units. These filters help trap viruses, particles, dust, and allergens, which is especially important when windows are closed during colder weather.
Clean Out Gutters
Clearing your gutters of leaves and debris is essential before the heavy snow hits. This maintenance prevents ice dams and water backup that can lead to costly damages above and beyond simple repairs.
Update Smart Thermostat Settings
Modern smart thermostats can automatically adjust settings to reduce energy waste. It's recommended to keep your thermostat set between 68°F and 70°F when you're home for optimal comfort and savings.
Schedule a Heating System Checkup
Scheduling an annual inspection of your heating system can help you avoid unexpected breakdowns during a cold snap. A professional can ensure everything is functioning efficiently and address any issues before they become bigger problems.
Insulate Exposed Pipes
Prevent your pipes from freezing—and bursting—by insulating those running through basements or exterior walls. Focus on areas that may be more exposed to the cold and consider using pipe sleeves or heat tape as a solution.
Document Your Home Digitally
It's a good idea to create a smartphone video walkthrough of your home and valuables. This digital documentation will streamline any potential insurance claims, making the process smoother during unexpected events.
Check and Clear Solar Panels
Make sure your solar panels are prepared for winter by activating their winter modes. After each storm, clear snow promptly to maintain their efficiency and functionality.
Even tackling a few of these steps can significantly enhance your home's protection this winter. Stay proactive—it’s never too late to start! For additional peace of mind, consider reviewing your homeowner's insurance policy with us. If you're unsure what’s covered in winter weather events, we can help clarify your coverage.